For millions of Americans Social Security is the cornerstone of retirement income. Deciding when to claim benefits can dramatically affect how much money you’ll receive every month for the rest of your life. With more than 70 million people depending on Social Security benefits, understanding the trade-offs between claiming at 62, at full retirement age … Read more
For decades, credit cards have been a tool of convenience for American households—an easy way to pay bills, buy essentials, or cover unexpected costs. But for millions, that convenience has transformed into a dangerous cycle of debt. As of 2025, U.S. households collectively owe over \$1.17 trillion in credit card debt, the highest level ever … Read more
Retirement savings in the United States have long been a source of debate, shaped by concerns about access, fairness, and whether today’s workers are truly prepared for life after their careers end. Former President Donald Trump’s proposal for a sweeping 401(k) overhaul has reignited this conversation, promising to transform how Americans save, invest, and ultimately … Read more
In March 2024, telecommunications giant AT\&T confirmed that millions of its customers had been impacted by two significant data breaches, one stretching back to 2019 and another in 2022–2023. The revelations triggered a nationwide class-action lawsuit and ultimately led to a settlement agreement valued at hundreds of millions of dollars, giving customers the chance to … Read more
The U.S. Department of Veterans Affairs (VA) has announced a major policy decision that will directly impact thousands of families providing care for wounded and disabled veterans. Legacy participants in the Program of Comprehensive Assistance for Family Caregivers (PCAFC) will remain eligible for benefits until September 30, 2028—three years longer than initially planned. The extension … Read more
Hyundai and Kia have agreed to a \$62.1 million settlement to resolve a class action lawsuit alleging that defective airbag control units in certain vehicles could fail in a crash, leaving drivers and passengers unprotected. The lawsuit centered on ZF-TRW airbag control units, which, according to plaintiffs, were prone to electrical short-circuits that could prevent … Read more